About council tax recovery
Council tax is payable over 10 monthly instalments if the demand is issued before 30 April.
The number of instalments will be reduced if the demand is issued after 30 April. The instalments required are shown on your bill and payment for each instalment must reach us on or before the dates shown on the bill. Late payment or failure to pay the instalments will result in recovery action being taken.
The Government has allowed home owners, if they choose, to spread their annual payments over 12 months instead of over 10 months. The national rule change has been brought in to make it easier for people to budget their monthly outgoings. For more information please contact us at Tewkesbury Borough Council.
If an instalment is not received by the due date, a reminder notice will be issued for the overdue instalments. If the instalments remain unpaid after seven days, the remainder of the year's charge becomes due (this amount is detailed on the reminder notice) and must be paid in full. Failure to pay the whole amount due will result in the issue of a summons.
If the instalment on the first reminder is paid within the seven day limit, you may continue to pay under the original payment scheme. If a further instalment is not received by the due date, a further reminder notice will be sent. If the instalments remain unpaid after seven days, the remainder of the year's charge becomes due (this amount is detailed on the reminder notice) and must be paid in full. Failure to pay the whole amount due will result in the issue of a summons.
If the instalment on the second reminder is paid within the seven day limit, you may again continue to pay under the original payment scheme. If a further instalment is not received by the due date you will lose the right to pay by instalments and a final notice for the remainder of the year's charge will be sent. Failure to pay the whole amount due will result in the issue of a summons.
Issue of a summons
Failure to comply with the above notices will result in the issue of a summons for the balance outstanding for the remainder of the year plus costs. If these amounts are not paid in full, we will apply to the magistrates for a Liability Order, which will again result in further costs being added to your account.
The Liability Order gives us the power to request details of your income and obtain payment of the outstanding debt and costs in several ways including:
Attachment of earnings
Deductions from your wage/salary vary from 3% to 17% depending on your take-home pay and are made in accordance with a scale set by the government. Your employer is entitled to make an additional deduction for administering this order.
Deductions from benefits
If you are in receipt of either income support or job seeker's allowance, and you do not already have an attachment of benefit order, we will advise the Benefits Agency and deductions will be made directly from your benefit.
Removal of goods or property
Your debt may be passed to our civil enforcement agents who are authorised to either make a suitable payment arrangement with you or to seize goods or possessions up to the value of the amount owed and sell them to settle the debt. This will incur additional costs which may be substantial.
Committal to prison
After all other applicable recovery options have been tried and full payment of the outstanding arrears has not been paid, we will apply to the court for the debtor to be sent to prison for a period of up to 90 days. This action will result in substantial costs being added to your outstanding charge.
If your outstanding debt totals £750 or more and you own your property, we may petition the court to make you bankrupt. This action will affect your ability to obtain credit and may result in the loss of your home.
It is therefore in your best interests to contact us immediately if you are unable to pay an amount that is due or you are experiencing financial difficulties. Please contact our Council Tax team immediately for advice and to discuss an alternative arrangement.